Privacy Policy

Last updated:

Altero is a loan planning app. We designed it to respect your privacy by processing calculations on your device.

Data We Do Not Collect

• No account creation. We do not ask you to sign in.
• No personal identifiers collected by the developer.
• No analytics SDKs and no advertising SDKs.
• No server operated by the developer for user data.

Data You Enter

Loan amounts, rates, due dates, and other inputs you type are stored locally on your device. You can delete the app to remove this data.

Purchases and Payments

Altero uses Apple’s in-app purchases (StoreKit). Apple processes payments and may handle related data under Apple’s terms. The developer does not receive your billing details.

iCloud / CloudKit

To keep your credit balance (trial/credits) available across your devices, the app may store that balance in your private iCloud database (CloudKit). This data is tied to your Apple ID and is not visible to the developer. You can manage iCloud data in your device settings.

Networking and Encryption

The app uses Apple’s standard networking and encryption (ATS/HTTPS) when contacting the App Store for purchases. We do not implement custom encryption.

Your Choices

• Delete the app to remove locally stored data.
• Manage iCloud app data in iOS Settings → Apple ID → iCloud → Manage Storage.

Contact

Email: namysker13@gmail.com

Changes

We may update this policy. We will change the “Last updated” date above.